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There are so many ways to pay when you shop that it’s no surprise some people are looking towards a time when they can go cashless. Even if it doesn’t disappear completely, it’s likely we’ll see the use of cash decline — but not just yet.
But alternatives to cash are becoming more popular. Seven in ten frequently use Chip and Pin and half (49%) use contactless.
So what are the ways you can go cashless when out and about?
Chip and pin
You’ll all be familiar with this way to use your debit and credit cards. Simply memorise a four-digit PIN which you use to authorise payments.
Contactless
Most bank cards are now fitted with a contactless chip allowing you to tap and pay. There’s a limit of £30 per transaction though, so it’s really only for small purchases.
Mobile phone handset
Apple, Android and Samsung phones are largely all now fitted with a chip similar to the one in contactless cards. You connect your bank cards to a digital wallet on your phone and payments and tap your phone on the card reader to pay.
Apps
Many shops, restaurants and even places like car parks have apps which let you enter a code to identify your location/table and let you quickly pay.
Via a phone number
With a keyring, sticker or wristband
More ways to pay via a chip. It’s possible to buy products with a chip built in, or put a sticker on almost anything, and tap and pay. You often need to top these up as you go along rather than connect them to your bank account.
When cash can help
Despite all these other ways to pay, cash still has benefits.
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This is from Nikola Tesla. “this is a test” is published by Ying Dai.